TrueLayer | Operate As Docs

Connect your client's TrueLayer with a sign-in, and call its API through Operate As.

Website: truelayer.com
Connects by: Signing in with TrueLayer
Category: Banking and investing
Services: 1
Tools: Pass-through only

Service	Key	Base URL
TrueLayer	`truelayer`	`https://api.truelayer.com/data/v1`

Connecting

Your client presses Connect on their link and approves on TrueLayer's own screen. Operate As never sees their password.

Check they're connected

curl https://api.operate.as/v1/me/clients \
  -H "Authorization: Bearer $OPERATE_AS_API_KEY"

curl https://api.operate.as/v1/me/clients \  -H "Authorization: Bearer $OPERATE_AS_API_KEY"

Response

[
  {
    "id": "6f1c2a7e-...",
    "name": "Miller Dental",
    "services": [
      "truelayer"
    ]
  }
]

[  {    "id": "6f1c2a7e-...",    "name": "Miller Dental",    "services": [      "truelayer"    ]  }]

Permissions

What the client reads	Permission it asks for
See your name and contact details from your bank	`info`
See your bank accounts	`accounts`
See your balances	`balance`
See your cards	`cards`
See your transactions	`transactions`
See your direct debits	`direct_debits`
See your standing orders	`standing_orders`
Stay connected without signing in again	`offline_access`

Pass-through

TrueLayer has no ready-made tools yet. Call any endpoint of its API through Operate As instead, with the client's access attached.

Add the client

In Clients, add your client and select TrueLayer. Then send them their link.

Your client connects

They sign in with TrueLayer and approve.

Find the endpoint

Pick the call from TrueLayer's own API docs. Your path is everything after https://api.truelayer.com/data/v1.

Send it through Operate As

Use the client's ID, the service key truelayer and that path. Your Operate As key goes in Authorization; the client's access is added for you.

See Pass-through requests for the full request and response format.

Call any endpoint

curl "https://api.operate.as/v1/clients/6f1c2a7e-.../truelayer/accounts" \
  -H "Authorization: Bearer $OPERATE_AS_API_KEY"

curl "https://api.operate.as/v1/clients/6f1c2a7e-.../truelayer/accounts" \  -H "Authorization: Bearer $OPERATE_AS_API_KEY"

Response

{
  "status": 200,
  "data": {
    "…": "the service's own response"
  },
  "encoding": "json"
}

{  "status": 200,  "data": {    "…": "the service's own response"  },  "encoding": "json"}

When access ends

Operate As renews the sign-in before it runs out and checks it daily. If TrueLayer refuses to renew it, the service shows Expired, you're alerted, and your client reconnects from the same link.

See Keeping access alive and Removing access.

Calls answer

HTTP/1.1 409 Conflict
Content-Type: application/json

{
  "detail": "Miller Dental's TrueLayer access ended. Send them their link to reconnect."
}

HTTP/1.1 409 ConflictContent-Type: application/json{  "detail": "Miller Dental's TrueLayer access ended. Send them their link to reconnect."}

Your webhook receives

{
  "id": "evt_3f9a1c…",
  "type": "connection.expired",
  "createdAt": "2026-10-16T08:00:00+00:00",
  "data": {
    "clientId": "6f1c2a7e-...",
    "clientName": "Miller Dental",
    "provider": "truelayer",
    "services": [
      "truelayer"
    ],
    "reconnectUrl": "https://…"
  }
}

{  "id": "evt_3f9a1c…",  "type": "connection.expired",  "createdAt": "2026-10-16T08:00:00+00:00",  "data": {    "clientId": "6f1c2a7e-...",    "clientName": "Miller Dental",    "provider": "truelayer",    "services": [      "truelayer"    ],    "reconnectUrl": "https://…"  }}